‣ Reduce the tax burden created by selling bitcoin
‣ Borrow against your bitcoin to help make a tax payment
‣ Read more on our blog
ACCESS LIQUIDITY WITHOUT SELLING YOUR BITCOIN
Our customers borrow for everything from buying real estate to making a tax payment
CUSTODY IS KING
Security is the #1 factor you should consider when taking a bitcoin-backed loan. At Unchained Capital, we store our customers' bitcoin in dedicated addresses from our multisignature, cold storage wallet. That means no single-signature, no exchanges, and no 3rd parties are used.
A FAST AND EASY LOAN PROCESS
Loans up to $1,000,000 approved within the same business day.
COMPLETE LOAN APPLICATION
Fill out a secure application that only takes minutes to complete
SIGN YOUR CONTRACT ONLINE
Once your profile is approved, you can apply for your loan. Interest rates may vary by state.
RECEIVE FUNDS & MONITOR YOUR COLLATERAL
You’ll be allocated a unique address on the blockchain to monitor your collateral during the loan term.
MULTI-INSTITUTION CUSTODY AVAILABLE FOR LOANS
Three independent key holders collaborate to protect collateral
‣ Collateral is stored in multisignature addresses requiring 2-of-3 keys to spend
‣ These keys are held by you – the borrower, Unchained, and a third party key agent
‣ No one person or organization is a single point of failure
We help you protect your wealth
‣ If you lose your key, we will co-sign transactions with the key agent to recover your funds.
‣ In tragic circumstances we can work with your estate to recover your funds.
‣ If you default on a loan, we will co-sign transactions with the key agent to liquidate your funds.
CRYPTO-SECURED LOANS FAQ
At Unchained Capital we pride ourselves on being transparent and delivering excellent customer service to individuals and businesses borrowing against their bitcoin.
UNCHAINED INTEREST RATES & FEES
|Term||Interest Rate||Origination Fee||Annual Percentage Rate (APR)|
Interest rates and fees apply to loans at 50% loan-to-value (LTV). Actual loan terms (including interest rates, origination fees, and APRs) may vary by state and loan amount.
Example loan terms: a $10,000 loan with a term of one year at an 11.00% interest rate and with a 1% origination fee would have monthly interest payments of $90.41, for a total cost of $1,184.93, with a one-time payment of $10,000 due at maturity of the loan, equating to a 11.92% APR.
Loan terms that make sense.
U.S. LOAN MINIMUM
INTERNATIONAL LOAN MINIMUM
Actual loans terms, including the interest rates and origination fees, will vary by state.
”Unchained is UNcomplicated, refreshingly simple. Top-notch customer service. Super-cold storage. Unchained conveniently facilitates the efficient use of (otherwise idle), signficiant resources (tax-favorably, in my case). A very good alternative. Truly fantastic.- Personal Loan Customer from Arizona
”Thank you very much for your timely and precise answers. I really like your professionalism and customer service. I'm impressed.- Personal Loan Customer from Florida